About VinHub 2.0

VinHub 2.0 is an enterprise-grade floorplan management and risk assessment platform that gives lenders real-time visibility into dealer credit exposure, asset status, and collateral health. The platform continuously monitors every floored unit, automatically detecting Sold-Out-of-Trust (SOT) events, curtailment delinquencies, missing titles, and double-flooring attempts the moment they appear, so risk teams can act before problems become losses.

It is built for floorplan lenders, auto lenders, equipment lenders, title companies, and warranty providers who need a single, neutral source of truth across their entire dealer network, as well as for the auditors and compliance teams who must document every decision. Dealers participate through lightweight, no-login photo audits and guided follow-ups, so adoption never depends on a dealer's own software.

Inside the platform, users get a live portfolio risk dashboard, dealer performance gauges, automated daily inventory scanning, lien and UCC searches, NMVTIS title pulls, branded stakeholder messaging over email and fax (VinHub Mail and VinFax), an AI-powered reporting engine, and an immutable audit ledger that captures every action for regulatory review.

VinHub 2.0 is designed, built, and operated by Vinafi Corporation as a multi-tenant SaaS platform with bank-grade encryption, row-level security, and automated compliance workflows, helping lending institutions fund with confidence and manage risk the instant it emerges.